IMG Global Plans cover COVID-19 same as any illness
| Insurance Provider | International Medical Group |
| Medical Provider Network | In the US: UnitedHealthcare Options network provides access to the broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. Outside the US: IMG maintains a proprietary network of international medical providers for your convenience |
| Plan Type | Global Medical insurance is long term medical insurance for people living outside of their home country. For all Non-US citizens, and for US citizens and permanent residents who spend more than six months of the year outside the United States. The IMG Global Medical Silver plan provides coverage for inpatient medical expenses and outpatient medical expenses. |
| Maximum Benefit | $5,000,000 per individual |
| Deductible (Insured pays before insurance pays) | $250, $500, $1,000, $2,500, $5,000, $10,000 |
| Family Deductible | 3 times the individual |
| Coinsurance in U.S. | In-PPO (UnitedHealthcare PPO): Subject to deductible. No coinsurance Non-PPO: You pay 20% of next $5000 expenses after deductible |
| Coinsurance with Concierge | Deductible 50% waived (up to $2500). No coinsurance. |
| Coinsurance outside U.S. | Deductible 50% waived (up to $2500). No coinsurance. |
| Maternity Coinsurance | N/A |
| Hospital Room & Board | In U.S. average semi-private room rate. Outside of U.S. URC of private room rate (not exceed 150% semi-private). All subject to $600/day, 240 day max |
| Intensive Care | $1,500/day, 180 day /event |
| Surgery Care | URC |
| Doctor Visit | 25 combined maximum visits $70 per visit/examination for specialists/physician charges $50 per visit/examination for chiropractor charges $500 maximum benefit for surgery intervention consultation charges |
| Xray and Lab | $300 maximum per visit for lab tests $250 maximum per visit for diagnostic x-rays |
| Mental Health and Substance Abuse | N/A |
| Emergency Room | URC for injury or illness resulting in hospital admission. Additional $250 deductible for illness without hospital admission in US |
| Prescription Drugs | Subject to deductible and coinsurance. 90-day supply per prescription |
| Vision | Optional Rider |
| Dental | Optional Rider |
| Accident Dental | $1,000/period |
| Ambulance | $1500/event - not subject to deductible or coinsurance |
| Child Wellness | 3 visit/period, $70 max/period |
| Adult Wellness | N/A |
| Healthy Travel Preventive | $250 Benefit for vaccines prior to departing home country and up to 30 days prior to plan effective date. |
| Hospital Indemnity | Outside of US only. Private Hospital: $400 per night/$4,000 max, Public Hospital: $500 per night/$5,000 max |
| Medical Evacuation | $50,000 per period, not subject to deductible or coinsurance |
| Repatriation of Remains | $25,000 per insured, not subject to deductible or coinsurance |
| Pre-existing conditions | May have limited coverage after 24 months or be excluded at time of underwriting |
| Benefit Details | https://purchase.imglobal.com/PlanDescription/GLOBAL_MEDICAL/BenefitsContent?imgac=80000699 |
| Age | Monthly Premium | |
| Dependent Child - see More Information Section below | ||
| 14 days - 9 years | $77 | |
| 10 - 18 years | $78 | |
| Adult | ||
| 19-24 | $205 | |
| 25-29 | $228 | |
| 30-34 | $252 | |
| 35-39 | $297 | |
| 40-44 | $304 | |
| 45-49 | $336 | |
| 50-54 | $319 | |
| 55-59 | $340 | |
| 60-64 | $488 | |
In the US: UnitedHealthcare Options network provides access to the broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing.
Outside the US: IMG maintains a proprietary network of international medical providers for your convenience. You are free to choose a medical provider that is in the network, or any other provider you would like.
MyIMG Account can help you with:
Submit a Claim, and Lookup Claim Status
Search for Provider in PPO
Change your Email Address or Phone Number
International Medical Group (IMG) Global Medical Insurance Silver plan is our economical Global Medical Insurance Plan.
Global Medical insurance is long term medical insurance for people living outside of their country of citizenship. It is designed for non-US citizens to use worldwide, and for US citizens and permanent residents who spend more than six months of the year outside the United States to use worldwide.
The IMG Global Medical Silver plan provides coverage for inpatient medical expenses and outpatient medical expenses.