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TaiAn Select Extend (Plan S-Extend)

Medical insurance for students studying abroad or participants of cultural exchange programs

Taian Select Extend (Plan S-Extend) meets all of the US Department of State J Visa Insurance requirements. Those requirements are: 1. Medical benefits of $100,000 per accident or illness; 2. Repatriation of remains of $25,000; 3. Medical evacuation of $50,000; 4. Deductible not over $500 per accident or illness; 5. Coinsurance not over 25%; 6. Pre-existing conditions covered after a reasonable waiting period. Taian Select Extend not only meets all of these requirements but also provides an extra benefit of $100,000 maximum per illness or injury for pre-existing conditions after a 12 month waiting period. After submitting an application online successfully, you will receive an Email confirmation in a few minutes which contains your insurance ID card and your Visa Letter. You can send the Email confirmation and Visa Letter to your school as proof of insurance.

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Summary of Benefits
Insurance Provider IMG (International Medical Group)
Medical Provider Network UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing.
Plan Type Designed specifically for international scholars and students (F1,F2,J1,J2,OPT). Purchase monthly increments (from 1 to 12 months), renewable up to 4 years.
Maximum Benefit Unlimited lifetime.
$100,000 per illness/injury
Deductible (Insured pays before insurance pays) $100 per illness/injury
Student Health Center Copay $5 copay, no deductible
Illness or Injury Coinsurance 20% coinsurance in UnitedHealthcare Options Network. 30% coinsurance out of Network.
Maternity Coinsurance N/A
Hospital Room & Board Average semi-private room
Intensive Care URC(Usual Reasonable and Customary)
Mental Health and Substance Abuse N/A
Emergency Room URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Prescription Drugs Inpatient In UnitedHealthcare Options Network 80% coinsurance.
Inpatient Out of Network or Outpatient 70% coinsurance.
Accident Dental Injury $500, Sudden pain $350
Accidental Death & Loss of Limb $25,000
Medical Evacuation $50,000
Repatriation of remains $25,000
Pre-existing conditions (Illness or Injury) After 12 months of continuous coverage $100,000 per illness or injury
Group Pricing N/A
Benefit Details Benefit Details
Sample Contract Sample Insurance Contract
Cost Per Month (Non-US Citizen)

$100,000 per illness/injury, $100 per illness deductible, 20% Coinsurance

Age F1/J1 Children
< 25 $56.03 $56.03
25-49 $72.97 $56.03
50-64 $156.19 $56.03
Read More J visa, F visa

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Plan More on Taian Select Extend
Plan Highlights
  • Meets all US Department of State Standards for J visa holders
  • J1/F1 visa holder and their J2/F2 dependents can buy TaiAn Plan S-Extend. If the J2/F2 dependents come to the US later, they can purchase Plan S-Extend alone for different dates.
  • You can select the day after you submit application or any later date as your insurance effective date. The insurance can only be effective after you arrive in the foreign country for your exchange program.
  • Preventive care including well physical exams and vaccines are not covered. Plans covering wellness benefits typically cost $200-$300 or more per month. Ask us about inexpensive and sometimes free ways to receive these services.
  • To maximize your benefits under your plan hospital stays should be precertified if planned in advance. IMG should be notified promptly for emergency hospital stays.
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Get Quote 6 Months Pre-Existing Group Quote 6 Months Pre-Existing