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TaiAn Exchange Select Six (Plan S-Six)

Medical insurance for students studying abroad or participants of cultural exchange programs

TaiAn Exchange Select Six is TaiAn's custom low cost international student and scholar insurance plan offering with a six month waiting period for pre-existing conditions. It has all the benefits of the TaiAn Patriot Exchange and TaiAn Exchange Select. The 20% coinsurance on TaiAn Exchange Select Six keeps premium rates low and makes it our lowest cost plan for J visa holders in the US that are required to have a six month pre-existing conditions waiting period. TaiAn Exchange Select is designed for international students and scholars. There are insurance plans for Scholars and Students traveling to the US with a variety of US visa's (F1 visa, J1 visa, OPT, and M1 visa). Dependents are also eligible to purchase. Any non US citizen involved in education outside their country of citizenship is eligible to buy. You can purchase online at any time and you may select any future date to be your insurance policy's effective date. The plan comes with several deductible options, and benefit levels to meet a wide variety of needs. All J visa holders are required to meet the US Department of State (USDOS) J1 insurance requirements for the duration of their visa. All available TaiAn Exchange Select Six benefit options meet J visa insurance requirements from the USDOS.

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Summary of Benefits
Insurance Provider IMG (International Medical Group)
Medical Provider Network UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing.
Plan Type Designed specifically for international scholars and students (F1,F2,J1,J2,OPT,M1,M2). Purchase monthly or daily, renewable up to 4 years if initial purchase is 1 month or more.
Maximum Benefit Unlimited lifetime. Options $100,000, $250,000 or $500,000 per illness/injury
Deductible (Insured pays before insurance pays) Two options: 1) $100 per illness/injury; 2) Annual deductible ($250 or $500)
Student Health Center Copay $5 copay, no deductible
Illness or Injury Coinsurance 20% coinsurance in UnitedHealthcare Options Network. 30% coinsurance out of Network.
Maternity Coinsurance N/A
Hospital Room & Board Average semi-private room
Intensive Care URC(Usual Reasonable and Customary)
Bedside Visit $1,500 benefit for bedside visitor while in intensive care. Not subject to deductible.
Mental Health and Substance Abuse N/A
Emergency Room URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Prescription Drugs Inpatient In UnitedHealthcare Options Network 80% coinsurance.
Inpatient Out of Network or Outpatient 70% coinsurance.
Accident Dental Injury $500, Sudden pain $350
Accidental Death & Loss of Limb $25,000
Medical Evacuation $50,000
Repatriation of remains $25,000
Pre-existing conditions (Illness or Injury) 6 Months wait
Group Pricing 5 or more primary insured have 10% discount. $5 fee per member per purchase or renewal
Benefit Details Benefit Details
Sample Contract Sample Insurance Contract
Cost Per Month (Non-US Citizen)

$100 Per-illness Deductible 20% Coinsurance

Age $100,000 Benefit $250,000 Benefit
< 25 $55.29 $56.43
25-49 $75.81 $81.51
50-64 $152.48 $175.56


$250 Annual Deductible 20% Coinsurance

Age $100,000 Benefit $250,000 Benefit
< 25 $53.58 $54.44
25-49 $73.25 $78.66
50-64 $147.35 $169.86


$500 Annual Deductible 20% Coinsurance

Lowest Cost

Age $100,000 Benefit $250,000 Benefit
< 25 $48.17 $49.02
25-49 $66.12 $70.68
50-64 $132.81 $152.76

Click here for more benefit level and deductible options
FAQ Click to see Frequently Asked Questions
Read More J visa, F visa

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Plan More about TaiAn Exchange Select Six
Plan Highlights
  • Taian Exchange Select includes all of the benefits included in Taian Patriot Exchange
  • Taian Exchange Select Plan S with $100,000 benefit per illness/injury $500 annual deductible and 80/20 coinsurance is the most affordable plan that meets the US Dept of State standards for Exchange visitors (J visa) which are: At least $100,000 per illness, repatriation of remains of $25,000, Medical evacuation benefits of $50,000, and a deductible not to exceed $500 per accident or illness.
  • Taian Exchange Select has an unlimited lifetime maximum benefit!
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Get Quote 6 Months Pre-Existing Group Quote 6 Months Pre-Existing