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TaiAn Exchange Select (Plan S)

Medical insurance for students studying abroad or participants of cultural exchange programs

TaiAn Exchange Select is TaiAn's custom low cost international student and scholar insurance plan offering. It has all the benefits of the TaiAn Patriot Exchange but there is more cost sharing to keep the premium rates low. The 20% coinsurance on TaiAn Exchange Select keeps premium rates low and makes it our lowest cost plan for J visa holders in the US. TaiAn Exchange Select is designed for international students and scholars. There are insurance plans for Scholars and Students traveling to the US with a variety of US visa's (F1 visa, J1 visa, OPT, and M1 visa). Dependents are also eligible to purchase. Any non US citizen involved in education outside their country of citizenship is eligible to buy. You can purchase online at any time and you may select any future date to be your insurance policy's effective date. The plan comes with several deductible options, and benefit levels to meet a wide variety of needs. All J visa holders are required to meet the US Department of State (USDOS) J1 insurance requirements for the duration of their visa. TaiAn Exchange Select with at least $100,000 benefit per illness or injury and three deductible options meets this requirement.

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Summary of Benefits
Insurance Provider IMG (International Medical Group)
Plan Type Designed specifically for international scholars and students (F1,F2,J1,J2,OPT,M1,M2). Purchase monthly or daily, renewable up to 4 years if initial purchase is 1 month or more.
Maximum Limits Unlimited lifetime. Options $50,000, $100,000, $250,000 or $500,000 per illness/injury
Deductible (Insured pays before insurance pays) Two options: 1) $100 per illness/injury; 2) Annual deductible ($250 or $500) Annual deductible is Taian Exclusive!
Student Health Center Copay $5 copay, no deductible
Illness or Injury Coinsurance 20% coinsurance in PPO or out of PPO Taian Exclusive!
Maternity Coinsurance N/A
Hospital Room & Board Average semi-private room
Intensive Care URC(Usual Reasonable and Customary)
Mental Health and Substance Abuse N/A
Emergency Room URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Prescription Drugs URC
Accident Dental Injury $500, Sudden pain $350
Accidental Death & Loss of Limb $25,000
Medical Evacuation $50,000
Repatriation of remains $25,000
Pre-existing conditions (Illness or Injury) After 12 months of continuous coverage Six months option available
Group Pricing 5 or more primary insured have 10% discount
Sample Contract Sample Insurance Contract
Cost Per Month (Non-US Citizen)

$100 Per-illness Deductible 20% Coinsurance

Age $100,000 Benefit $250,000 Benefit
< 25 $45.72 $48.89
25-49 $59.54 $63.66
50-64 $127.45 $136.60


$250 Annual Deductible 20% Coinsurance

Age $100,000 Benefit $250,000 Benefit
< 25 $44.35 $47.42
25-49 $57.75 $61.75
50-64 $123.63 $132.21


$500 Annual Deductible 20% Coinsurance

Lowest Cost

Age $100,000 Benefit $250,000 Benefit
< 25 $41.25 $44.11
25-49 $53.71 $57.43
50-64 $114.98 $122.72

Click here for more benefit level and deductible options
Premium Calculator (Non-US Citizens)

Plan S Premium Calculator

Lowest Cost Plan

Calculate Premium
$41.25 Per Month
FAQ Click to see Frequently Asked Questions

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Plan More about TaiAn Exchange Select
Plan Highlights
  • Taian Exchange Select includes all of the benefits included in Taian Patriot Exchange
  • Taian Exchange Select Plan S with $100,000 benefit per illness/injury $500 annual deductible and 80/20 coinsurance is the most affordable plan that meets the US Dept of State standards for Exchange visitors (J visa) which are: At least $100,000 per illness, repatriation of remains of $25,000, Medical evacuation benefits of $50,000, and a deductible not to exceed $500 per accident or illness.
  • Taian Exchange Select has an unlimited lifetime maximum benefit!
  • Coinsurance is 20%. That means the plan pays 80% of covered charges after the deductible and the insured pays 20%. This helps get the lowest available premium.
Buy 6 Month Pre-existing Conditions Plan S Buy Plan S with 6 month pre-ex
Buy Group S with 6 month pre-ex, For 5 primary insured or more
$50,000 Benefit Level
  • The $50,000 benefit level does not meet J visa requirements. If you don't need to meet J visa requirements and want to purchase the $50,000 benefit level use these purchase links.
Buy Plan S with $50,000 maximum
Buy Group S with $50,000 maximum, For 5 primary insured or more
Full Brochure Taian Exchange Select Full Brochure
Taian Exchange Select Group Full Brochure
Get Quote 6 Months Pre-Existing Group Quote 6 Months Pre-Existing