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IMG Patriot Platinum Travel Medical Insurance - Patriot Platinum America and Patriot Platinum International

Patriot Platinum Travel Medical Insurance for anyone traveling out of their country of citizenship.

Patriot Platinum Travel Medical Insurance is designed for anyone traveling out of their country of citizenship, regardless of visa status. Cost starts at about $1/day. Purchase 5 days - 1 year, and renewable up to 3 years if 1 month or more is purchased initially. After submitting an application online successfully, you will receive an Email in a few minutes which contains your insurance ID card and your confirmation letter (Visa Letter). You can use the confirmation letter as proof of your insurance.

Patriot Platinum Travel Medical Insurance includes Patriot Platinum America for non-US citizens and Patriot Platinum International for US citizens.

Patriot Platinum Travel Medical Insurance provides premium protection for the international traveler who wants to obtain the maximum coverage available. Benefit levels up to $8,000,000 are available. Coverage includes sudden and unexpected onset of pre-existing medical conditions.

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Summary of Benefits
Insurance Provider IMG (International Medical Group)
Plan Type Patriot Platinum America is for non-US citizens traveling outside their citizenship country.
Patriot Platinum International is for US citizens traveling outside the US.
Maximum Benefit $1,000,000, $5,000,000, $8,000,000
Deductible (Insured pays before insurance pays) $0, $100, $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000
Illness or Injury Coinsurance Outside the US and Canada there is no coinsurance.
In the US and Canada - No Coinsurance in PPO.
In the US and Canada - Out of PPO coinsurance is 10% to $5,000 then 0%.
Hospital Room & Board Up to the Max for average semi-private room rate
Intensive Care Up to the Maximum
Surgery Care Up to the Maximum
Preadmission Tests Up to the Maximum
Doctor Visit Up to the Maximum
Outpatient Surgery Up to the Maximum
Xray and Lab Up to the Maximum
Anesthesia Up to the Maximum
Ambulance Up to Maximum for injury resulting in needed emergency care, or illness resulting in hospital admission. Otherwise not covered.
Emergency Room URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Prescription Drugs Up to the Maximum
Accident Dental Up to the Maximum
Accidental Death & Loss of Limb $100,000 for common carrier accidental death, otherwise $50,000 principal sum accidental death or dismemberment.
Medical Evacuation Up to the Maximum
Repatriation of remains $100,000
Pre-existing conditions (Illness or Injury) Sudden and unexpected recurrence of pre-existing conditions coverage for Patriot Platinum. 
Non-US citizen under age 65 - up to $50,000. 
Non-US citizen age 65 and over - $2,500.
US citizen up to age 65 with primary health coverage - up to plan maximum.
US citizen up to age 65 without primary health coverage - $20,000.
US citizen age 65 up to age 70 - $2,500.
Group Pricing 5 or more primary insured have about 10% discount
More Information Trip Interruption benefit included - $10,000 maximum
Lost Luggage benefit included - $500
Universal Rx pharmacy discount savings
Available in daily and monthly rates
Renewable up to 36 months if 1 month or more is purchased
To maximize your benefits under your plan hospital stays should be precertified if planned in advance. IMG should be notified promptly for emergency hospital stays.
Ages 70-79 can buy up to $100,000 coverage. Ages 80 and over can buy up to $20,000 coverage.
Optional benefit enhancements available for adventure sports, accidental death, medical evacuation, personal liability.
Benefit Details Benefit Details
Sample Rates
$1,000,000 Benefit, $250 Deductible
AgePatriot Platinum America
Monthly Premium
Patriot Platinum International
Monthly Premium
under 18$94$69
18-29$104$72
30-39$136$95
40-49$211$122
50-59$312$203
60-64$371$268
65-69$390$282
70-79*$400$289
80+*$580$419
child$91$65

* $100,000 max for 70-79 age
** $20,000 max for 80+ age
Full Brochure English Brochure
English Benefit Flyer
Sample Contract Sample Insurance Contract
FAQ Click to see Frequently Asked Questions

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