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IMG Patriot Platinum Travel Medical Insurance - Patriot Platinum America and Patriot Platinum International

Patriot Platinum Travel Medical Insurance for anyone traveling out of their country of residence.

Patriot Platinum Travel Medical Insurance is designed for anyone traveling out of their country of residence, regardless of visa status. Cost starts at about $1/day. Purchase 5 days - 1 year, and renewable up to 3 years. After submitting an application online successfully, you will receive an Email in a few minutes which contains your insurance ID card and your confirmation letter (Visa Letter). You can use the confirmation letter as proof of your insurance.

Patriot Platinum Travel Medical Insurance includes Patriot Platinum America for travelers to destinations including the US and Patriot Platinum International for travelers to non-US destinations.

Patriot Platinum Travel Medical Insurance provides premium protection for the international traveler who wants to obtain the maximum coverage available. Benefit levels up to $8,000,000 are available. Coverage includes acute onset of pre-existing medical conditions.

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Summary of Benefits
Insurance Provider IMG (International Medical Group)
Plan Type Patriot Platinum America is for non-US residents traveling outside their residence country and their destinations include the US.
Patriot Platinum International is for anyone traveling outside their residence country and their destinations excludes the US.
Maximum Benefit $2,000,000, $5,000,000, $8,000,000
Deductible (Insured pays before insurance pays) $0, $100, $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000
Urgent Care Clinic $25 copay, deductible waived. Not applicable when $0 deductible selected.
Walk in Clinic $15 copay, deductible waived. Not applicable when $0 deductible selected.
Illness or Injury Coinsurance Outside the US there is no coinsurance.
In the US - No Coinsurance in network
In the US - Out of network coinsurance is 10% to $5,000 then 0%.
Hospital Room & Board Up to the Max for average semi-private room rate
Intensive Care Up to the Maximum
Bedside Visit $1,500 benefit for bedside visitor while in intensive care. Not subject to deductible.
Surgery Care Up to the Maximum
Preadmission Tests Up to the Maximum
Doctor Visit Up to the Maximum
Outpatient Surgery Up to the Maximum
Xray and Lab Up to the Maximum
Anesthesia Up to the Maximum
Ambulance Up to Maximum for injury resulting in needed emergency care, or illness resulting in hospital admission. Otherwise not covered.
Emergency Room URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Prescription Drugs Up to the Maximum
Accident Dental $300 maximum due to dental accident or unexpected pain to sound natural teeth. Up to the maximum benefit for treatment at a hospital due to an accident including follow up treatment at a dentist.
Accidental Death & Loss of Limb $50,000 principal sum
Hospital Indemnity $250 per overnight inpatient stay, 10 maximum
Medical Evacuation Up to the Maximum
Repatriation of remains Up to the Maximum
Pre-existing conditions (Illness or Injury) Acute Onset of pre-existing conditions coverage for Patriot Platinum. 
Non-US citizen up to age 69 - $1,000,000. 
US citizen up to age 64 with primary health coverage - $1,000,000.
US citizen up to age 64 without primary health coverage - $20,000.
US citizen age 65 up to age 69 - $2,500.
Group Pricing 5 or more primary insured have about 10% discount
More Information UnitedHealthcare Options network (in the US) provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing.
Personal Liability coverage included (Injury to another or damage to others property) - $25,000 maximum subject to $100 deductible
Trip Interruption benefit included - $10,000 maximum
Lost Luggage benefit included - $50 per item, $500 maximum
Universal Rx pharmacy discount savings
Renewable up to 36 months
To maximize your benefits under your plan hospital stays should be precertified if planned in advance. IMG should be notified promptly for emergency hospital stays.
Ages 70-79 can buy up to $100,000 coverage. Ages 80 and over can buy up to $20,000 coverage.
Optional benefit enhancements available for adventure sports, accidental death, medical evacuation.
Benefit Details Benefit Details
Sample Rates
$2,000,000 Benefit, $250 Deductible
AgePatriot Platinum America
30 days Premium
Patriot Platinum International
30 days Premium
under 18$76.80$37.50
18-29$77.10$39.30
30-39$104.10$46.50
40-49$153.30$78.00
50-59$226.80$132.30
60-64$270.00$165.90
65-69$302.40$195.00
70-79*$450.30$290.70
80+**$760.20$515.70


* $100,000 max for 70-79 age
** $20,000 max for 80+ age
Full Brochure English Brochure
English Benefit Flyer
Sample Contract Sample Insurance Contract
FAQ Click to see Frequently Asked Questions

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