GlobeHopper Platinum Travel Medical Insurance is designed for anyone traveling out of their country of citizenship, regardless of visa status. Cost starts at about $1/day. Purchase 5 days - 1 year, and renewable up to 3 years if 1 month or more is purchased initially. After submitting an application online successfully, you will receive an Email in a few minutes which contains your insurance ID card and your confirmation letter (Visa Letter). You can use the confirmation letter as proof of your insurance.
GlobeHopper Platinum Travel Medical Insurance is available with benefits payable in US Dollars ($), Euro (€) or Pounds (₤)
GlobeHopper Platinum Travel Medical Insurance provides premium protection for the international traveler who wants to obtain the maximum coverage available. Benefit levels up to $8,000,000, €6,250,000 or ₤5,000,000 are available. Coverage includes sudden and unexpected onset of pre-existing medical conditions.
|Summary of Benefits|
|Insurance Provider||IMG (International Medical Group) through IMG Europe Ltd|
|Plan Type||GlobeHopper Platinum Travel Medical Insurance is for anyone traveling outside their citizenship country. Choose your coverage area from Europe only, Worldwide Excluding the US and Canada, or Worldwide.|
|Maximum Benefit||Euro: €800,000, €4,000,000, €6,250,000
Pounds: ₤600,000, ₤3,000,000, ₤5,000,000
Dollars: $1,000,000, $5,000,000, $8,000,000
|Deductible (Insured pays before insurance pays)||The term for deductible is Excess in Europe
Euro: €0, €75, €200, €400, €800, €2,000
Pounds: ₤0, ₤60, ₤150, ₤300, ₤600, ₤1600
Dollars: $0, $100, $250, $500, $1,000, $2,500
|Illness or Injury Coinsurance||Outside the US and Canada there is no coinsurance.
In the US - No Coinsurance in PPO.
In the US Plan pays 90% up to €4,000, ₤3,000, or $5,000 out of PPO then plan pays 100%.
In Canada Plan pays 90% up to €4,000, ₤3,000, $5,000 then plan pays 100%.
|Hospital Room & Board||Up to the Max for average semi-private room rate|
|Intensive Care||Up to the Maximum|
|Surgery Care||Up to the Maximum|
|Preadmission Tests||Up to the Maximum|
|Doctor Visit||Up to the Maximum|
|Outpatient Surgery||Up to the Maximum|
|Xray and Lab||Up to the Maximum|
|Anesthesia||Up to the Maximum|
|Ambulance||Up to Maximum for injury resulting in needed emergency care, or illness resulting in hospital admission. Otherwise not covered.|
|Emergency Room||URC for injury or illness resulting in hospitalization. Additional €200, ₤150, or $250 deductible for illness without hospitalization|
|Prescription Drugs||Up to the Maximum|
|Accident Dental||Up to the Maximum|
|Accidental Death & Loss of Limb||Common Carrier: €75,000, ₤60,000 or $100,000
Other: €40,000, ₤30,000, or $50,000
|Trip Cancellation||€6,000, ₤5,000, or $7,000
Covers trip expenses lost due to cancelled or curtailed trip for select causes
|Trip Interruption||€7,500, ₤6,000, or $10,000
Covers added costs to travel home for select causes
|Trip Delay||€6,000, ₤5,000, or $7,000|
|Lost Baggage and Personal Effects||Baggage: €2,500, ₤2,000, or $3,000
Per item limits apply
|Medical Evacuation||Up to the Maximum|
|Repatriation of remains||€75,000, ₤60,000, or $100,000|
|Group Pricing||5 or more primary insured have about 10% discount|
|More Information||Available in daily and monthly rates
Renewable up to 36 months if 1 month or more is purchased
To maximize your benefits under your plan hospital stays should be precertified if planned in advance. IMG should be notified promptly for emergency hospital stays.
Optional benefit additions for Adventure Sports, enhanced Accidental Death and Dismemberment (AD&D), Evacuation Plus, and end of trip home country coverage, personal liability.
Cancel fee applies 14 days after purchase date: €40, ₤30, or $50
|Benefit Details||Benefit Details|