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International Scholars and Students

Providence College (RI)

Providence College (RI) required J1 scholar insurance (F students consult TaiAn) is as follows: 1. Medical benefits of $100,000 per accident or illness; 2. Repatriation of remains of $25,000; 3. Medical evacuation of $50,000; 4. Deductible not over $500 per accident or illness. These requirements are the same as the USDOS standards. TaiAn Plan B with $100,000 benefit per illness or injury and four deductible options is the most popular plan that meets the requirements. TaiAn Plan S with $100,000 benefit per illness or injury and $500 deductible option is the lowest cost plan that meets the requirements. You can also choose Taian Plan B or Plan S with a higher benefit or Taian Plan A if you need more benefits than your school requires. After submitting an application online successfully, you will receive an Email confirmation (DECLARATION OF MEDICAL INSURANCE) in a few minutes which contains the links to your insurance ID card and Visa Letter. Click the links to get the PDF version of your ID Card and Visa Letter. Send the Email confirmation together with Visa Letter to your school to prove that you have purchased insurance that meets the school's requirements. TaiAn will send you an email which tells how to download the insurance documents for your school and how to see doctor when you need.

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US Department of State J1 Insurance Requirements

Look up a different school F or J visa insurance requirements and most affordable plan here

Select a plan that meets your visa insurance requirements according to the explanation above
Plan B - TaiAn Patriot Exchange
Maximum Benefit $5,000,000 lifetime. Options $50,000, $100,000, $250,000 or $500,000 per illness/injury
Deductible Two options: 1) $100 per illness/injury; 2) Annual deductible ($0, $250 or $500) Annual deductible is Taian Exclusive!
Illness or Injury Coinsurance No coinsurance in PPO or out of PPO
Emergency Room URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Medical Evacuation $50,000
Repatriation of remains $25,000
Hospital Room & Board Average semi-private room
Intensive Care URC(Usual Reasonable and Customary)
Prescription Drugs URC
Pre-existing conditions After 12 months of continuous coverage


$100 Per-illness Deductible 0% Coinsurance

Age $100,000 Benefit $250,000 Benefit
< 25 $51.90 $52.80
25-49 $71.10 $76.20
50-64 $142.80 $164.40


$250 Annual Deductible 0% Coinsurance

Age $100,000 Benefit $250,000 Benefit
< 25 $50.10 $51.00
25-49 $68.70 $73.80
50-64 $138.00 $159.00


$0 Annual Deductible 0% Coinsurance

Best Benefits

Age $100,000 Benefit $250,000 Benefit
< 25 $62.63 $63.75
25-49 $85.88 $92.25
50-64 $172.50 $198.75
  • Plan Highlights
  • Meets USDOS requirements
  • TaiAn exclusive plan
  • No extra cost for out of network providers
  • No Co-insurance

Premium Calculator

Most Popular Plan

Calculate Premium
$50.10 Per Month
More Plan Details Brochure Get Quote/Buy 中文填表指南 Group Quote/Buy (10% off) 团体中文填表指南
Plan S - TaiAn Exchange Select
Maximum Benefit Unlimited lifetime. Options $50,000, $100,000, $250,000 or $500,000 per illness/injury
Deductible Two options: 1) $100 per illness/injury; 2) Annual deductible ($250 or $500) Annual deductible is Taian Exclusive!
Illness or Injury Coinsurance 20% coinsurance in PPO or out of PPO Taian Exclusive!
Emergency Room URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Medical Evacuation $50,000
Repatriation of remains $25,000
Hospital Room & Board Average semi-private room
Intensive Care URC(Usual Reasonable and Customary)
Prescription Drugs URC
Pre-existing conditions After 12 months of continuous coverage


$100 Per-illness Deductible 20% Coinsurance

Age $100,000 Benefit $250,000 Benefit
< 25 $45.72 $48.89
25-49 $59.54 $63.66
50-64 $127.45 $136.60


$250 Annual Deductible 20% Coinsurance

Age $100,000 Benefit $250,000 Benefit
< 25 $44.35 $47.42
25-49 $57.75 $61.75
50-64 $123.63 $132.21


$500 Annual Deductible 20% Coinsurance

Lowest Cost

Age $100,000 Benefit $250,000 Benefit
< 25 $41.25 $44.11
25-49 $53.71 $57.43
50-64 $114.98 $122.96
  • Plan Highlights
  • Meets USDOS requirements
  • TaiAn exclusive plan
  • No extra cost for out of network providers
  • 20% co-insurance after deductible

Premium Calculator

Lowest Cost Plan

Calculate Premium
$41.25 Per Month
More Plan Details Brochure Get Quote/Buy 中文填表指南 Group Quote/Buy (10% off) 团体中文填表指南
Plan A - Student Health Advantage Standard
Maximum Benefit $500,000 maximum per period of coverage, $300,000 per illness/injury
Deductible $100 per illness/injury: For each illness or injury, insured pays $100 before insurance pays
Illness or Injury Coinsurance No coinsurance outside of U.S.; or in PPO within U.S. Out of PPO within U.S.: 20% of the first $5,000 of eligible charges, then no coinsurance.
Emergency Room URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Medical Evacuation $500,000
Repatriation of remains $50,000
Hospital Room & Board Average semi-private room
Intensive Care URC(Usual Reasonable and Customary)
Prescription Drugs In-patient URC, out-patient 50%
Mental Health and Substance Abuse In-patient URC to $10,000, out-patient $50/day to $500
Pre-existing conditions After 12 months of continuous coverage
  • Plan Highlights
  • Meets USDOS requirements
  • Coverage for Mental Nervous

Premium Charts (Month)

Premium chart for J1 & F1 Primary
Age Premium
< 19 $64
19-23 $84
24-30 $98
31-40 $176
41-50 $286
51-64 $382
Premium chart for J2 & F2 Dependent
Age Premium
< 19 $336
19-23 $336
24-30 $372
31-40 $495
41-50 $511
51-64 $495
Children Standard Premium
Children $80

Plan A Premium Calculator

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More Plan Details Brochure Get Quote/Buy 中文填表指南 Group Quote/Buy (about 15% off) 团体中文填表指南
Plan A - Student Health Advantage Platinum
Maximum Benefit $1,000,000 maximum per period of coverage, $500,000 per illness/injury
Deductible $25 per illness/injury In PPO, $50 per illness/injury Out of PPO
Illness or Injury Coinsurance No coinsurance outside of U.S.; or in PPO within U.S. Out of PPO within U.S.: 20% of the first $5,000 of eligible charges, then no coinsurance.
Emergency Room URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Medical Evacuation $500,000
Repatriation of remains $50,000
Hospital Room & Board Average semi-private room
Intensive Care URC(Usual Reasonable and Customary)
Prescription Drugs In-patient URC, out-patient 50%
Mental Health and Substance Abuse In-patient URC to $10,000, out-patient $50/day to $500
Maternity Not covered - If you are pregnant before your policy is effective. $5,000 benefit maximum. In the U.S. in PPO 20% of eligible charges. In the U.S. out of PPO 40% of eligible charges.
Pre-existing conditions After 6 months of continuous coverage
  • Plan Highlights
  • Meets USDOS requirements
  • 6 months waiting period for pre-existing conditions
  • Maternity coverage
  • Coverage for Mental Nervous

Premium Charts (Month)

Premium chart for J1 & F1 Primary
Age Premium
< 19 $108
19-23 $142
24-30 $164
31-40 $294
41-50 $481
51-64 $642
Premium chart for J2 & F2 Dependent
Age Premium
< 19 $576
19-23 $576
24-30 $636
31-40 $847
41-50 $875
51-64 $847
Children Platinum Premium
Children $122

Platinum A Premium Calculator

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More Plan Details Brochure Get Quote/Buy 中文填表指南 Group Quote/Buy (about 18% off)
TaiAn Financial LLC does business as TaiAn Health Insurance Agency LLC in California.

This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.

Important Notice Regarding Patient Protection and Affordable Care Act (PPACA): This insurance is not subject to, and does not provide benefits required by, PPACA. On January 1, 2014, PPACA will require U.S. citizens, U.S. nationals and certain U.S. residents to obtain PPACA compliant insurance coverage unless they are exempt from PPACA. Penalties may be imposed on persons who are required to maintain PPACA compliant coverage but do not do so. Eligibility to purchase, extend or renew this product, or its terms and conditions, may be modified or amended based upon changes to applicable law, including PPACA. Please note that it is an insured person’s sole and exclusive responsibility to determine if PPACA is applicable to them, and the Company and IMG shall have no liability to any person whatsoever for their failure to obtain or maintain PPACA compliant insurance coverage.