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Global Medical Insurance

Comprehensive worldwide medical insurance programs for individuals and families.

International Medical Group Global Medical Insurance is designed for non-US citizens to use worldwide, and US citizens to use outside of the United States. There is a broad range of options designed to protect you from medical expenses while living outside your country of citizenship. When living abroad, an unexpected illness or injury can create many challenges. With IMG Global Medical Insurance Plans you can be protected from the unexpected costs, and have assistance finding the care you need. You can choose any medical provider or in the US take advantage of our excellent medical care discounts using the UnitedHealthcare provider network or Concierge services. IMG has plans designed for the most cost conscious buyers starting at about $.50 per day, as well as plans for people seeking the best benefits including preventive care.

Cigna Global Medical Insurance plans are designed for citizens of any Country to use outside their Country of Citizenship. There is a broad range of options designed to protect you from medical expenses while traveling outside your country of citizenship. When living abroad, an unexpected illness or injury can create many challenges. With Cigna Global Medical Insurance Plans you can be protected from the unexpected costs, and have assistance finding the care you need. With Cigna Global plans you have access to over 1,000,000 worldwide providers in Cigna's network. Cigna has plans designed for the most cost conscious buyers starting at about $.50 per day, as well as plans for people seeking the best benefits including preventive care.

International Medical Group Global Medical Insurance

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Global Bronze is our most economical global health insurance plan. It is for all Non-US citizens, and for US citizens and permanent residents who spend more than six months of the year outside the United States. Cost starts at about $1/day. Premium is kept low by providing benefits primarily for hospital inpatient expenses. The plan is annually renewable and provides access to the UnitedHealthcare PPO network in the US.

IMG Global Medical Insurance - Bronze Plan

International Medical Group (IMG) Global Medical Insurance Bronze plan is our most economical Global Medical Insurance Plan.

  • Global Medical insurance is long term medical insurance for people living outside of their home country.
    For all Non-US citizens, and for US citizens and permanent residents who spend more than six months of the year outside the United States.
    You select the area of coverage and deductible level to meet your needs.
  • Maximum Benefit: $1,000,000 per individual
  • Deductible: $250, $500, $1,000, $2,500, $5,000, $10,000
  • Hospital Room: In U.S. average semi-private room rate. Outside of U.S. URC of private room rate (not exceed 150% semi-private). All subject to $600/day, 240 day max
  • Doctor Visit: Pre-inpatient or Post-inpatient only - $500 maximum benefit for specialists and physician charges pre-inpatient or post-inpatient only
  • Maternity Coinsurance: N/A
  • Adult Wellness: N/A
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Global Silver is a low cost global health insurance plan. It is for all Non-US citizens, and for US citizens and permanent residents who spend more than six months of the year outside the United States. You can manage your premium costs by selecting a deductible level to meet your needs. IMG Global Medical Silver Plan covers both inpatient and outpatient medical costs. The plan is annually renewable and provides access to the UnitedHealthcare PPO network in the US.

IMG Global Medical Insurance - Silver Plan

International Medical Group (IMG) Global Medical Insurance Silver plan is our economical Global Medical Insurance Plan.

  • Global Medical insurance is long term medical insurance for people living outside of their home country.
    For all Non-US citizens, and for US citizens and permanent residents who spend more than six months of the year outside the United States.
    You select the area of coverage and deductible level to meet your needs.
  • Maximum Benefit: $5,000,000 per individual
  • Deductible: $250, $500, $1,000, $2,500, $5,000, $10,000
  • Hospital Room: In U.S. average semi-private room rate. Outside of U.S. URC of private room rate (not exceed 150% semi-private). All subject to $600/day, 240 day max
  • Doctor Visit: 25 combined maximum visits
    $70 per visit/examination for specialists/physician charges
    $50 per visit/examination for chiropractor charges

    $500 maximum benefit for surgery intervention consultation charges
  • Maternity Coinsurance: N/A
  • Adult Wellness: N/A
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Global Gold is our most popular comprehensive global health insurance plan. It is for all Non-US citizens, and for US citizens and permanent residents who spend more than six months of the year outside the United States. You can manage your premium costs by selecting a deductible level to meet your needs. IMG Global Medical Gold Plan covers both inpatient and outpatient medical costs. The Gold Plan has higher benefit levels than Silver, and benefits include wellness care. The plan is annually renewable and provides access to the UnitedHealthcare PPO network in the US.

IMG Global Medical Insurance - Gold Plan

International Medical Group (IMG) Global Medical Insurance Gold plan is our Better Coverage and most popular Global Medical Insurance Plan.

  • Global Medical insurance is long term medical insurance for people living outside of their home country.
    For all Non-US citizens, and for US citizens and permanent residents who spend more than six months of the year outside the United States.
    You select the area of coverage and deductible level to meet your needs.
  • Maximum Benefit: $5,000,000 per individual
  • Deductible: $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000
  • Hospital Room: In U.S. average semi-private room rate. Outside of U.S. URC of private room rate (not exceed 150% semi-private).
  • Doctor Visit: URC
  • Maternity Coinsurance: N/A
  • Adult Wellness: $250/period, not subject to deductible or coinsurance. Available for those at least 19 years old.
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Global Platinum is our most comprehensive global health insurance plan. It is for all Non-US citizens, and for US citizens and permanent residents who spend more than six months of the year outside the United States. IMG Global Medical Platinum Plan covers inpatient, outpatient, wellness care, maternity, dental, and vision costs. The Platinum Plan has higher benefit levels than Gold. The plan is annually renewable and provides access to the UnitedHealthcare PPO network in the US.

IMG Global Medical Insurance - Platinum Plan

International Medical Group (IMG) Global Medical Insurance Platinum plan is our Best Coverage Global Medical Insurance Plan.

  • Global Medical insurance is long term medical insurance for people living outside of their home country.
    For all Non-US citizens, and for US citizens and permanent residents who spend more than six months of the year outside the United States.
    You select the area of coverage and deductible level to meet your needs.
  • Maximum Benefit: $8,000,000 per individual
  • Deductible: $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000
  • Hospital Room: Private room rate
  • Doctor Visit: URC
  • Maternity Coinsurance: Maternity is covered same as any illness for any maternity related claim with a service date that occurs after 10 months of coverage - $2,500 additional deductible, $50,000 lifetime max. $200 child wellness for the first 12 months. new born care & congenital disorders max of $250,000 for the first 31 days. Maternity related claims with dates of service before 10 months are not covered.
    IMG sometimes excludes maternity coverage for dates of conception before 24 months.
  • Adult Wellness: $500/period, not subject to deductible or coinsurance. Available for those at least 19 years old.
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Cigna Global Medical Insurance

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Cigna Global medical insurance is for anyone living outside their country of citizenship. Cigna is the largest International Medical insurance company worldwide and has over 1 Million providers as part of the worldwide provider network. The plan design is flexible and allows you to select Silver, Gold, or Platinum benefit levels, and add outpatient insurance, dental, and vision. Gold, and Platinum benefit levels include maternity coverage.

IMG Global Medical Insurance - Platinum Plan

Cigna Global Health helps you create a health insurance plan that's tailored to the needs of you and your family.

  • Choose Silver, Gold, or Platinum benefit level
  • Add Optional benefits to meet your needs including outpatient care, dental and vision, wellness care, or medical evacuation
  • Gold and Platinum benefit levels include a maternity benefit which is available for maternity expenses 12 months after your plan effective date
  • Call the customer care center for assistance and guidance before you see a medical provider so Cigna can help guide you to a provider or arrange direct settlement of your claim
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