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泰安计划S-Extend (TaiAn Select Extend)

留学生或文化交流项目参与者医疗保险

泰安计划S-Extend 满足美国国务院J签证的保险要求: 1. 每次生病或受伤的最高赔付至少为$100,000; 2. 遗体返送$25,000; 3. 紧急救护$50,000; 4. 每次生病或受伤的免赔额不超过$500; 5. 共同保险不超过25%; 6. 先前疾病的免责期不超过12个月。泰安计划S-Extend 不仅完全满足这些要求,而且还提供额外的福利,即12个月免责期后先前疾病最高赔付至$100,000。网上提交申请几分钟后你就会收到Email电子保单(DECLARATION OF MEDICAL INSURANCE),其中含有保险卡(ID Card)和确认信(Visa Letter)的链接,点击链接即可得到PDF版本的ID Card和Visa Letter。将电子保单和Visa Letter一起提交给学校证明你已购买满足学校要求的保险。泰安公司还会在你购买成功24小时之内发给你中文的email,详细说明如何下载学校需要的保险证明文件和看病理赔简要。

个人(家庭) 报价/购买
福利简要
保险提供商 IMG (International Medical Group)
医疗网络 在美国境内可以选择使用美国最好的医疗网络 UnitedHealthcare,该网络提供直接结算、简化理赔程序。
计划类型 Designed specifically for international scholars and students (F1,F2,J1,J2,OPT). Purchase monthly increments (from 1 to 12 months), renewable up to 4 years.
最高赔付 无限终身最高赔付
$100,000每次生病最高赔付
免赔额(保险赔付前的自付部分) 每次疾病或受伤$100
学校医务室挂号费 $5 挂号费, $0 免赔额
生病受伤共同保险 医疗网络内 20%个人赔付比例,医疗网络外 30%个人赔付比例
产科共同保险 N/A (不包括)
住院 保证普通病房费用
重症监护 URC(通常合理的惯例的费用)
心理健康和药物滥用 N/A (不包括)
急诊室 受伤急诊或住院的生病急诊: URC;未住院的生病急诊: $250附加免赔额
处方药 UnitedHealthcare 网络内住院,共同保险赔付 80%。
网络外住院,共同保险赔付 70%。
意外牙科 受伤 $500, 突痛 $350
意外伤残或死亡 $25,000
紧急救援 $50,000
身故遗体送返 $25,000
先前的疾病(生病或受伤) 12个月免责期后每次生病受伤最高赔付至$100,000
团体价格 N/A (不包括)
福利详情 Benefit Details
合同样本 保险合同样本
月费 (非美国公民)

$100,000 per illness/injury, $100 per illness deductible, 20% Coinsurance

年龄 F1/J1 Children
< 25 $56.03 $56.03
25-49 $72.97 $56.03
50-64 $156.19 $56.03
阅读相关文章 J visa, F visa

个人(家庭) 报价/购买


Plan More on Taian Select Extend
Plan Highlights
  • Meets all US Department of State Standards for J visa holders
  • J1/F1 visa holder and their J2/F2 dependents can buy TaiAn Plan S-Extend. If the J2/F2 dependents come to the US later, they can purchase Plan S-Extend alone for different dates.
  • You can select the day after you submit application or any later date as your insurance effective date. The insurance can only be effective after you arrive in the foreign country for your exchange program.
  • Preventive care including well physical exams and vaccines are not covered. Plans covering wellness benefits typically cost $200-$300 or more per month. Ask us about inexpensive and sometimes free ways to receive these services.
  • To maximize your benefits under your plan hospital stays should be precertified if planned in advance. IMG should be notified promptly for emergency hospital stays.
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