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泰安计划S (TaiAn Exchange Select)

留学生或文化交流项目参与者医疗保险

泰安计划S是IMG专为泰安定制的低价格留学生和访问学者保险计划。它与泰安计划B很相似但价格更低。泰安计划S的共同保险有20%的个人赔付比例,使其成为满足国务院J签证要求的最低价格的保险计划。泰安计划S是为国际学生和访问学者设计的。国际学生和访问学者持各种美国签证 (F1签证、J1签证、OPT、M1签证以及他们的家属) 前往美国进行交流。任何非美国公民在其国籍国家境外的教育交流都有资格购买。在线随时购买,选择任何未来日期作为保险的生效日期。该计划有几种最高赔付和免赔额的选择。所有的J签证持有者都需要在签证期间持有满足美国国务院 (USDOS) J签证要求的保险。泰安计划S每次生病受伤$100,000最高赔付和3个免赔额选项都满足国务院的要求。

个人(家庭) 报价/购买 团体 报价/购买
福利简要
保险提供商 IMG (International Medical Group)
计划类型 计划专为F1/F2、J1/J2、M1/M2和OPT学生学者而设计。按整月或天数购买,首次购买1个月以上者可以续保至4年。
最高赔付 Unlimited lifetime. Options $50,000, $100,000, $250,000 or $500,000 per illness/injury
免赔额(保险赔付前的自付部分) 20%个人赔付比例,没有网络内外之分泰安独家代理!
学校医务室挂号费 $5 挂号费, $0 免赔额
生病受伤共同保险 两种免赔额选择: 1.每次疾病或受伤$100; 2.年度免赔额($250 or $500) 年度免赔额为泰安独家代理!
产科共同保险 N/A (不包括)
住院 保证普通病房费用
重症监护 URC(通常合理的惯例的费用)
心理健康和药物滥用 N/A (不包括)
急诊室 受伤急诊或住院的生病急诊: URC;未住院的生病急诊: $250附加免赔额
处方药 URC
意外牙科 受伤 $500, 突痛 $350
意外伤残或死亡 $25,000
紧急救援 $50,000
身故遗体送返 $25,000
先前的疾病(生病或受伤) 免责期12个月
免责期6个月的选项详见下文
团体价格 五个或以上主申请人团体优惠10%。有时有些团体寻求增加成员,咨询泰安了解详情
合同样本 保险合同样本
保费计算器 (非美国公民)

$100 Per-illness Deductible 20% Coinsurance

年龄 $100,000 每次生病最高赔付 $250,000 每次生病最高赔付
< 25 $45.72 $48.89
25-49 $59.54 $63.66
50-64 $127.45 $136.60


$250 Annual Deductible 20% Coinsurance

年龄 $100,000 每次生病最高赔付 $250,000 每次生病最高赔付
< 25 $44.35 $47.42
25-49 $57.75 $61.75
50-64 $123.63 $132.21


$500 Annual Deductible 20% Coinsurance

Lowest Cost

年龄 $100,000 每次生病最高赔付 $250,000 每次生病最高赔付
< 25 $41.25 $44.11
25-49 $53.71 $57.43
50-64 $114.98 $122.72

点击查看完整的价格表
保费计算器 (非美国公民)

计划S保费计算

Lowest Cost Plan

Calculate Premium
$41.25 Per Month
常见问题 点击查看常见问题

个人(家庭) 报价/购买 团体 报价/购买
中文填表指南 团体 中文填表指南


Plan More about TaiAn Exchange Select
Plan Highlights
  • Taian Exchange Select includes all of the benefits included in Taian Patriot Exchange
  • Taian Exchange Select Plan S with $100,000 benefit per illness/injury $500 annual deductible and 80/20 coinsurance is the most affordable plan that meets the US Dept of State standards for Exchange visitors (J visa) which are: At least $100,000 per illness, repatriation of remains of $25,000, Medical evacuation benefits of $50,000, and a deductible not to exceed $500 per accident or illness.
  • Taian Exchange Select has an unlimited lifetime maximum benefit!
  • Coinsurance is 20%. That means the plan pays 80% of covered charges after the deductible and the insured pays 20%. This helps get the lowest available premium.
Buy 6 Month Pre-existing Conditions Plan S Buy Plan S with 6 month pre-ex
Buy Group S with 6 month pre-ex, For 5 primary insured or more
$50,000 Benefit Level
  • The $50,000 benefit level does not meet J visa requirements. If you don't need to meet J visa requirements and want to purchase the $50,000 benefit level use these purchase links.
Buy Plan S with $50,000 maximum
Buy Group S with $50,000 maximum, For 5 primary insured or more
Full Brochure Taian Exchange Select Full Brochure
Taian Exchange Select Group Full Brochure
Get Quote 6 Months Pre-Existing Group Quote 6 Months Pre-Existing