Patriot America Plus Travel Medical Insurance is designed for non-US residents traveling out of their country of residence to destinations including the US, regardless of visa type. Cost starts at about $1/day. Purchase 5 days - 1 year, and renewable up to 2 years if 1 month or more is purchased initially. After submitting an application online successfully, you will receive an Email in a few minutes which contains your insurance ID card and your confirmation letter (Visa Letter). You can use the confirmation letter as proof of your insurance.
Patriot America Plus has more benefits than Patriot America because coverage includes medical expenses for acute onset of pre-existing conditions prior to age 70. Acute onset pre-ex is covered up to the selected benefit limit.
|保险提供商||IMG (International Medical Group)|
|最高赔付||$50,000, $100,000, $500,000|
|免赔额(保险赔付前的自付部分)||$0, $100, $250, $500, $1,000, $2,500|
美国境内 In PPO 无个人赔付比例。
美国境内 Out of PPO 个人赔付比例20% 直到$5,000，然后个人赔付比例为0%。
|急诊室||受伤急诊或住院的生病急诊: URC；未住院的生病急诊: $250附加免赔额|
|先前的疾病(生病或受伤)||Acute Onset of pre-existing conditions
Up to age 70 - up to the maximum.
|更多信息||Personal Liability coverage included (Injury to another or damage to others property) - $10,000 maximum subject to $100 deductible
Trip Interruption benefit included - $5,000 maximum
Lost Luggage benefit included - $50 per item, $250 maximum
Universal Rx pharmacy discount savings
Available in daily and monthly rates
Renewable up to 24 months if 1 month or more is purchased
To maximize your benefits under your plan hospital stays should be precertified if planned in advance. IMG should be notified promptly for emergency hospital stays.
Medical Evacuation for Acute onset of pre-existing condition covered up to $25,000.
* $10,000 max for 80+ age